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Build Your Own Rental Property And Grow Wealth

Guest: Natalie Cloutier

This week’s podcast guest is Natalie Cloutier, real estate investor and builder. Natalie and her husband bought their first condo at ages 19 and 20. They hated living in tight quarters and were reminded by their parents that they could get a bank loan for auto-construction projects!

The young couple decided to switch gears and put in a ton of sweat equity and use their labour as the downpayment to build a house where they could live with an apartment that could help them pay their deals. They were hooked!

They’ve now built several small multi-family properties where they’ve used the BRRR model: Build Rent Refinance Repeat.

In this episode, you will learn about:

  • Another type of BRRR Build Rent Refinance Repeat
  • Use sweat equity as your downpayment
  • Build in the cost of the lot within the appraised value of your property
  • Buying land and building your own house with a secondary suite
  • How to plan for new construction bank loan draws
  • How to leverage properties and using HELOCs
  • Buying lots for cash… 
  • Money velocity

Get in touch with Natalie:
Instagram: @thenewbuildcouple
Website: https://www.thenewbuildcouple.com/

This episode has been brought to you in part by;
Dylan Suitor of Elevation Realty
Jon Tenbrinke of Blackjack Contracting Inc.
Meghan Chomut CFP – www.meghanchomut.com/sarah

Living Abroad While Doing Property Management Remotely

Guest: Natasha Cultraro

Listen to the full episode at https://bit.ly/WSIILatest

This week’s podcast guest is Natasha Cultraro, Real Estate Investor & Property Manager.

Natasha and her husband began their REI journey in 2006. They purchased a duplex in Oshawa. At that time, finding a property close to home that they could easily manage sounded great. Eventually, they started refinancing properties and got into Rent-To-Own deals. As their portfolio grew, they started their own property management company in 2017. In October 2020, they moved to Costa Rica since they have such a solid team in place, allowing Natasha and her husband to work remotely. They’re still both working full-time and they’re saving a lot of money living abroad.

In this episode, you will learn about:

  • Started by purchasing properties with basement suites for peace of mind
  • How living abroad can save you a ton of money
  • Leading a less stressful life, away from home
  • How to start a property management company…
  • Providing a service, find the niche that fits you
  • Property management is a commodity… what’s your difference?
  • Focus is on Durham and Clarington area

Listen to the full episode at https://bit.ly/WSIILatest

Get in touch with Natasha:
Instagram: @the_intuitive_entrepreneur
Website: https://www.icpmpros.com/

This episode has been brought to you in part by;
Dalia Barsoum at Streetwise Mortgages
Joel Wilson & Rob Lee of White Elm Design-Build
Susan Corcoran & Sue Ore of Complete Properties Inc.

How to Get to the Next Level in Your Real Estate Journey

Guests: Joe Ferrara and Harry James, real estate investors

Listen to the full episode at https://bit.ly/WSIILatest

Stick to what you’re good at and delegate or hire where you lack skills and knowledge. Having clear lanes and defined roles will help you grow much faster. In a partnership, it’s how you handle the downside that matters the most. Harry and Joe have been business partners for over 12 years and have learned so many great lessons. Finding a good business partner is essential to get to the next level in real estate investing. How do you pick a good partner? There’s a lot more than meets the eye. Good partnerships usually evolve far beyond the project at hand. If you’re only in it for the money, it usually won’t last.

In this episode, you will learn about:

  • Over 40 years of experience each
  • How partnerships can help you grow
  • Getting to the next level and scaling
  • Financing for success
  • Growing pains! 
  • Losing money for 6 years with restaurants
  • True character comes through when splitting losses

Listen to the full episode at https://bit.ly/WSIILatest

Get in touch with Joe and Harry:
Instagram: @harryjameslivereal @napa_valley_developments
Website:https://harryjamesenterprises.com/
https://napavalleycontracting.com/

This episode has been brought to you in part by;
Dalia Barsoum at Streetwise Mortgages
Dylan Suitor of Elevation Realty
Meghan Chomut CFP –www.meghanchomut.com/sarah

A Busy Young Family & Real Estate Investing Can Go Together!

Guest: Amanda and Jon Eagle, Real Estate Investors

Listen to the full episode at https://bit.ly/WSIILatest

This week’s podcast guest is Amanda and Jon Eagle, real estate investors located in the Kitchener-Waterloo area.

Jon & Amanda are high school sweethearts, they have two young kids and they officially began investing in 2017. They bought a couple of condos and thought this would suffice for their retirement. However, they eventually switched gears and wanted to have a more active role. They now teach their kids about having the right kind of debt and are now acquiring cash-flowing assets and building their portfolio. Jon looks after the business development side of things and financials while Amanda focuses on social media and other tasks.

In this episode, you will learn about:

  • How to balance family life and real estate investing
  • Community and Networking group influences
  • Focus on the Kitchener market
  • Started with condos
  • Freedom afforded by REI
  • Now doing the BRRRR and duplex conversions
  • Creative financing

Listen to the full episode at https://bit.ly/WSIILatest

Get in touch with Amanda and Jon:
Instagram: @legacyhomeinvestments
Website: https://legacyhome.ca/about-us/

This episode has been brought to you in part by;
Dalia Barsoum at Streetwise Mortgages
Jon Tenbrinke of Blackjack Contracting Inc.
James Lloyd & Voytek Mardula of US Properties

AirBnB Success: How to get top dollar for your rentals

Guest: Spencer and Ashley Giles, Real Estate Investors

Listen to the full episode at https://bit.ly/WSIILatest

This week’s podcast guests are Spencer and Ashley Giles, Real Estate Investors.

Spencer & Ashley specialize in AirBnB rentals in the Niagara region. When the low rental season kicks in, they switch their strategy to appeal to essential workers. In this episode, they discussed the various strategies they use to get top dollars from renters and how to remain sane. They also explained how they scaled their portfolio and are now even managing for others. This amazing couple also spoke about traveling frugally and how to build your credit.

In this episode, you will learn about:

  • Ashley began in REI with house hacking
  • Spencer joined 3 years ago starting with an Air BnB property
  • BRRRR on their 1st property
  • Used HELOCs to buy other properties
  • They now own 15 doors
  • Managing Air BnBs for others
  • Supplies & management – how to make it happen
  • Invest in decor and luxuries!

Get in touch with Spencer and Ashley:
Instagram: @spencerandashley
Website: www.travelluxepropertymanagement.com

Listen to the full episode at https://bit.ly/WSIILatest

This episode has been brought to you in part by;
Dylan Suitor of Elevation Realty
Jon Tenbrinke of Blackjack Contracting Inc.
Meghan Chomut CFP – www.meghanchomut.com/sarah

Owning A Restaurant During The Pandemic…

Guest: Christina Turner, Restaurateur

Listen to the full episode at https://bit.ly/WSIILatest

This week’s podcast guest is Christina Turner.

Christina Turner, a restaurateur spoke with Sarah about the ups and downs of opening a restaurant during the pandemic. Fresh, locally-made modern Italian food is what Zucchini Cucina serves. Tune in to hear about this business owner’s experience during the pandemic. This interview highlights the importance of adaptability.

In this episode, you will learn about:

  • 50% of restaurants never make it to year 2
  • Reputation is everything
  • Had to pivot during Easter and the new lockdown
  • How to manage perishable supplies
  • Staffing challenges

Listen to the full episode at https://bit.ly/WSIILatest

Get in touch with Christina:
Instagram: @zucchiniscucina
Website: https://zucchiniscucina.ca/

Retiring at 30: How to Raise Your Own Capital & Grow Wealth

Guest: Cody Yeh, Real Estate Investor + Stock & Options Investing Coach

Listen to the full episode at https://bit.ly/WSIILatest

This week’s podcast guest is Cody Yeh.

Cody came to Canada at age 18 from Taiwan. He came to study at one of Canada’s top universities and ended up buying multiple properties from 2016 to 2020. He then quit his 6-figure job as an engineer to focus on his stock trading business. Cody believes that true wealth in real estate lies in the equity the investors acquire and accessing it rather than the monthly cash flow. He gets his cash flow from buying stock and selling stock options. That’s how he sped up his buying process.

In this episode, you will learn about: 

  • The importance of doing your due diligence
  • How his wealth was built on real estate and stocks
  • Diversification for more cash flow
  • How to either quit your 9 to 5 or supplement your income
  • Looking at market fundamentals – real estate and stock exchange
  • Stefan Aarnio & Don Campbell’s influence
  • US podcasts for a variety of perspectives

Listen to the full episode at https://bit.ly/WSIILatest

Get in touch with Cody:
Instagram: @cody__yeh
Website: https://www.codyyeh.com/free-webinars

This episode has been brought to you in part by;

Dalia Barsoum at Streetwise Mortgages

Joel Wilson & Rob Lee of White Elm Design-Build

Susan Corcoran & Sue Ore of Complete Properties Inc.

Live-In Flips & DIY To Increase Profitability

Guest: Jacqueline Marshall, Flipper & Real Estate Investor

This week’s podcast guest is Jacqueline Marshall, Flipper & Real Estate Investor.

Jacqueline started out buying her first house in her third year of university in Nova Scotia. Then she bought her personal home and after a while tried to sell it unsuccessfully. After finding out she could rent it out and cash flow, she bought another house, then another, and eventually began flipping. She realized she was onto something. She now does most of her flips herself.  She shared a great tip for live-in flips, start-off with a clean and renovated bedroom to be able to live in a clean and sealed place.

In this episode, you will learn about:

  • 1st flip was very simple
  • Focuses on Windsor, Fonthill-Niagara areas
  • 9 flips so far
  • Grew up in a family with a construction background
  • Her father and family are part of her power team
  • Learn as you go… 
  • How to budget for a flip – looking for efficiencies
  • DIY to save money and make the flip profitable

Get in touch with Jacqueline:
Instagram: @baywopdesign_

This episode has been brought to you in part by;

Dalia Barsoum at Streetwise Mortgages

James Lloyd & Voytek Mardula of US Properties

Passive Income Through Mortgage Lending & Flips With Only 20k Down!

Guest: Jesse Bobrowski

This week’s podcast guest is Jesse Bobrowski, Vice-President at Calvert Home Mortgage Investment Corp.

Jesse began his REI adventure about 14 years ago after graduating from university and moving to Alberta from Ontario. He met a husband and wife team of private lenders and ended up working with them just as the sub-prime crisis happened. He then learned the ropes and what not to do. Now at Calvert, he focuses on creating solutions for flippers with amazing programs in Ontario and Alberta. Calvert is in essence a private fund where investors buy shares and earn money through the interest and fees that Calvert obtains through its mortgages.

In this episode, you will learn about: 

  • Short-term residential loans with only 20k down
  • Focus on flips & BRRRRs
  • Creating tools to support your business
  • Calvert has its own appraisers
  • Over 35 years of experience
  • In-house decisions
  • 8-10% return for investors
  • Focus on single homes and small multi-family

Get in touch with Jesse:
Instagram: https://www.instagram.com/calverthomemortgage_/
Website: chmic.ca
Email: jesse@chmic.ca

This episode has been brought to you in part by;

Dylan Suitor of Elevation Realty

Jon Tenbrinke of Blackjack Contracting Inc.

Meghan Chomut CFP – www.meghanchomut.com/sarah

High-End Flips: The Details That Make The Difference

Guest: Karlyn Eacrett

This week’s podcast guest is Karlyn Eacrett, Realtor, Flipper & Real Estate Investor.

Karlyn shared her secrets when doing high-end flips. Finishes and quality are a priority. Don’t fall for typical flip looks… The property needs to have a custom look and feel. For example, waterfall quartz island, hardwood flooring, custom shelving in closets, high-end hardware, smart appliances and so much more. Her top tip: book some viewings and compare homes in the market where you’re investing. Don’t skimp on anything!

In this episode, you will learn about: 

  • Karlyn is a realtor in the Burlington-Oakville-Hamilton area
  • She’s done a few high-end flips
  • Look for older but gentrifying areas
  • Off-market is a must in this hot market
  • Know your buyer profile
  • Find a property that has enough spread for profit
  • Don’t overpay!

Get in touch with Karlyn:
Instagram: @karlyneacrett.realestate
Website: https://www.karlyneacrett.ca/

This episode has been brought to you in part by;

Dalia Barsoum at Streetwise Mortgages

Joel Wilson & Rob Lee of White Elm Design-Build

Susan Corcoran & Sue Ore of Complete Properties Inc.

Scaling Through The Power Of Networking

Guest: Michal Wach

This week’s podcast guest is Michal Wach, Real Estate Investor & Coach.

Michal and his wife work together and are each other’s sounding board when choosing properties. Michal discussed how he started very slowly and waited and saved for his next deposit. It’s only in the last 18 months when he acquired his 3rd and best property that he started maximizing his investments through various strategies. 

He recommends controlling what you can: choice of property, tenant placement and doing lots of mortgage planning. Having the right people around you in your power team will determine your success.

Listen to the full episode here https://bit.ly/WSIILatest

In this episode, you will learn about: 

  • Work towards your goals every day
  • He hopes to leave the 9-5 shortly
  • Started with single-family properties
  • How to add suites
  • Now doing the BRRRR
  • The importance of comparables for refinancing
  • Buying at the right price
  • Long-term strategies and attracting the right people

Get in touch with Michal:
Instagram: @wachproperties
Website: wachproperties.ca

This episode has been brought to you in part by;

Dalia Barsoum at Streetwise Mortgages

Jon Tenbrinke of Blackjack Contracting Inc.

James Lloyd & Voytek Mardula of US Properties

How To Ride The Wave Of Investing In Edmonton

Guest: James Knull,  Realtor and Real Estate Investor

This week’s podcast guest is James Knull, realtor and real estate investor.

James started out buying houses with secondary suites then moved on to multifamily properties. He then went back to single homes but focused on brand-new builds and infill. He experienced rapid growth periods and is now being more selective. He alternates between Edmonton where most of his portfolio is located to Vancouver where he has another office.  He has many Joint Ventures and is a very active realtor.

In this episode, you will learn about: 

  • He began investing as a student in university
  • Now holds about 260 doors
  • Landlord laws in Alberta
  • Opportunities for cashflow in Edmonton
  • COVID’s impact on rentals
  • The importance of a good Joint Venture Agreement
  • Joint Ventures for success – best structures

Get in touch with James:
Instagram: @mogulrg
Website: https://www.mogulrg.com/


This episode has been brought to you in part by;

Dalia Barsoum at Streetwise Mortgages

Joel Wilson & Rob Lee of White Elm Design-Build

James Lloyd & Voytek Mardula of US Properties