Guest: Dalia Barsoum, Mortgage Broker – Streetwise Mortgages

Dalia discusses tips and tricks to stay afloat in times of emergencies. Her many years of experience have helped her guide investors during these uncertain times. Recycling equity should be one of your priorities in 2021. How to finance new construction and much more!

In this episode, you will learn about: 

  • What she sees happening in 2021 – post-pandemic
  • Tightening guidelines… hot markets!
  • Fear, mortgage deferrals and the side effects
  • Advanceable mortgages – how to use the line of credit in case of emergency
  • Variable rates are staying low… take on more variable rates
  • How to be successful in 2021
  • Private funds to quickly close on deals

Get in touch with Dalia:
Website: https://streetwisemortgages.com/

This episode has been brought to you in part by;

Dalia Barsoum at Streetwise Mortgages

Jon Tenbrinke of Blackjack Contracting Inc.

Meghan Chomut CFP – www.meghanchomut.com/sarah

Guest: Gary Hibbert, Investment Realtor Ninja

This week’s podcast guest is Gary Hibbert, Investment Realtor Ninja.

Gary shared amazing tips on how to manage your time, especially if you quit your 9-5! How to sort out to-dos, setting systems to help you choose what do to first and how to focus as an entrepreneur. He also shared with me the importance of reverse engineering to achieve your goals, create cash flow and wealth to support your end goal.

In this episode, you will learn about: 

  • How Gary quit his job
  • His planning style – 1 year at a time
  • Income goal-setting for success
  • Design the life YOU want
  • Keep track of your accomplishments
  • Flying lessons can be part of your goals!
  • Time-blocking to regain control

Get in touch with Gary:
Instagram: @garyhibbert
Website: https://smarthomechoice.ca/

This episode has been brought to you in part by;

Joel Wilson & Rob Lee of White Elm Design-Build

Dylan Suitor of Elevation Realty

US Properties US Properties

Guest: Mark Loeffler, Realtor & Real Estate Investor

This week’s podcast guest is Mark Loeffler, Realtor & Real Estate Investor.

Mark likes to buy at a high cap rate and refinance at a lower cap rate. He explains how he’s able to get the lift required to BRRRR larger multifamily properties. His very best deal was on-market! He also mentioned the importance of having a net worth statement when dealing with commercial lenders. The rules are very different and timelines are longer but the rewards are much larger.

In this episode, you will learn about: 

  • How Mark BRRRRs multifamily properties
  • Dealing with millions of dollars
  • Opportunities in Hamilton
  • The power of private money, VTBs, etc. 
  • Dealing with vacant units
  • Work orders and other painful situations
  • The 20x Multiplier

Get in touch with Mark:
Instagram: @livin_the_dream_40
Website:  https://caetanoloefflerrealtyservices.com/
This episode has been brought to you in part by;

Jon Tenbrinke of Blackjack Contracting Inc.

Dalia Barsoum at Streetwise Mortgages

Meghan Chomut CFP – www.meghanchomut.com/sarah

Guest: Jeff Anzalone, Periodontist, Real Estate Investor & Finance Blogger.

This week’s podcast guest is Jeff Anzalone. He’s a periodontist who is now participating in apartment syndication, real estate investing, raising capital, and a finance blogger. Jeff invests in Louisiana and in the South East US. This episode was very interesting because Jeff spoke about raising capital and investing with high-income earners and physicians. He also shared how we went from being burdened with debt to being debt-free.

In this episode, you will learn about: 

  • Apartment syndication
  • Educating high-income earners and physicians
  • Actively look for working partners
  • Raising capital
  • The importance of networking
  • Getting rid of debt and passive income

Get in touch with Jeff:
Instagram: @drjeffanzalone
Website: https://www.debtfreedr.com/
This episode has been brought to you in part by;

Dylan Suitor of Elevation Realty http://www.elevationrealty.ca/

Dalia Barsoum of Streetwise Mortgages https://streetwisemortgages.com/

Complete Properties Inc https://www.completepropertiesinc.com/

Guest: Daniel Char – Mortgage Broker, Real Estate Investor 

This week’s podcast guest is Daniel Char, financing, and real estate expert.

Find out how Daniel built wealth with pre-construction condos and some savvy techniques like buying on the first floor to get a tenant in right away. Now condos make more sense if you’re the end-user. 

Assignments are the way to go in 2021! Condos no longer cash flow so you need to sell before taking ownership. Beware of condo fees and contracts with builders. And, the importance of good mortgage planning whether traditional or private. 

In this episode, you will learn about: 

  • Pre-construction condos in Toronto
  • How a sleeping bag can get you a deal
  • 2 condos in 2 months! 
  • Making a spread on assignments
  • Downtown Toronto – what to look for
  • Why preconstruction can make sense
  • Cash flow can make or break your deal

Get in touch with Daniel:
Instagram: @thedanielchar
Website: https://www.danielchar.com/

This episode has been brought to you in part by;

Dalia Barsoum of Streetwise Mortgages  https://streetwisemortgages.com/

Jon Tenbrinke of Blackjack Contracting Inc http://blackjackcontractinginc.ca/

Guest: Adrian Pannozzo, Real Estate Investor

This week’s podcast guest is Adrian Pannozzo was a police officer until 2017. He’s involved in 54 multi-family properties with over 207 doors in Joint Ventures. Adrian shared with Sarah how to quickly scale by raising capital and partnering with the right people.

In this episode, you will learn about: 

  •  Joint Ventures
  • Transitioning from a job to being a full-time investor
  • 40+ BRRRRs so far
  • How to build generational wealth
  • Raising capital
  • The importance of extracting as much money as possible
  • Tax planning… how to exit the 9-5 the smart way

Get in touch with Adrian:
Instagram: @adrianpannozzo
Facebook: @adrianpannozzo
Website: https://www.investwithepc.com/our-work

This episode has been brought to you in part by;

Dylan Suitor of Elevation Realty http://www.elevationrealty.ca/

White Elm Design Build https://www.whiteelmdesignbuild.com/

Complete Properties Inc https://www.completepropertiesinc.com/

Guest: Mandy Branham, The JV Queen

This week’s podcast guest Mandy Branham, The JV Queen provides insights and advice on how to have the right mindset to grow and scale your portfolio. She also shares her journey to financial freedom and how she was able to transition from being a receptionist to being an influencer and Joint Venture Specialist. Mandy also talks about the importance of perseverance and the importance of having the right priorities. 

In this episode, you will learn about:

  • How to scale from 1 to 100 properties
  • As you get bigger, you can handle more!
  • The importance of being vulnerable 
  • Walk your own path
  • Get used to being uncomfortable in order to grow
  • Work with a JV partner! You’ll learn tons
  • 35 infinity properties in just 4 years

Get in touch with Mandy:
Website:  
https://mandybranham.com/
Phone: (705) 300-8546
Email: 
info@mandybranham.com


This episode has been brought to you in part by;
Dalia Barsoum at Streetwise Mortgages https://streetwisemortgages.com/

Guest: Susan White Livermore, Real Estate Investor-JV partner, Coach, and Speaker

This week’s podcast guest is Susan White Livermore, Real Estate Investor-JV partner. Coach and Speaker. She’s done wholesaling, legal suite additions, rent-to-own, flips, and many other investment techniques. Old school letters still work! Did you know that for some property owners, price isn’t always the number one factor when selling their property? Trust is a very big component.

Put yourself before your business! Make sure that you think properly. What are the things that will make you solid so that you can make the best decisions? Financial wealth is only one element.

In this episode, you will learn about: 

  • Mindset is everything
  • How the 2008 crash got her started
  • Real estate investing no matter what
  • Focus on the when and who rather than the how
  • Beware the information overload
  • Wholesaling tips & tricks
  • Joint Ventures can fuel your growth

Get in touch with Susan:
Instagram: @millionaire.mom.enterprise
Website: https://www.millionairemom.co/about/

This episode has been brought to you in part by;

Dylan Suitor of Elevation Realty http://www.elevationrealty.ca/

Jon Tenbrinke of Blackjack Contracting Inc http://blackjackcontractinginc.ca/

Complete Properties Inc https://www.completepropertiesinc.com/

Guest: Sean Cooper, Mortgage Broker

This week’s podcast guest Sean Cooper, Mortgage Broker provides insights and advice on mortgage options. He also shares his journey to financial freedom and how he was able to pay down his mortgage in just 3 short years by living frugally, renting out the upstairs of his house and living in the basement. He also goes through his definition of retirement vs. financial freedom and whether or not he will ever fully retire. Finally, Sean shares his advice on paying down your principal residence and any rental properties.

His main message is 2020 has been a tough year, just hang in there. 2021 will be a lot better. If you are feeling down about the current situation, turn off your phone, turn off your computer, limit your news intake and stay positive.

In this episode, you will learn about:

  • Sean shares his journey to financial freedom
  • Becoming a mortgage broker
  • Financial freedom vs. Retirement
  • Advice on paying down your mortgages or not
  • Mortgage terms and conditions 

You might already know Sean Cooper’s mortgage and financial journey by way of his best-selling book Burn Your Mortgage. He is the guy who bought his first house when he was only 27 years old and paid off that mortgage in just 3 years by age 30. He has been able to share his experience and learnings by way of regular appearances on national TV and radio stations including BNN, CBC, CTV, Global and Newstalk 1010. He has also been featured in publications such as the Toronto StarGlobe and MailFinancial Post and MoneySense.

Sean is now a licensed mortgage broker so he can help clients at every step of the way from that first meeting to that wonderful day when they burn those mortgage papers.

He also has over 10 years of experience in the financial industry. And as you can likely tell, Sean is passionate about helping others with all things money-related, especially the biggest investment of their life – their mortgage.

Get in touch with Sean:
Website: 
https://burnyourmortgage.ca/
Phone: 647-867-3711
Email: sean@burnyourmortgage.ca

This episode has been brought to you in part by;
Dalia Barsoum at Streetwise Mortgages https://streetwisemortgages.com/

Guest: Scott Zandbergen, Real Estate Investor

This week’s podcast guest Scott Zandbergen, Real Estate Investor provides insights and advice on the Buy, Renovate, Rent, Refinance & Repeat (BRRRR) strategy and buying single-family homes and converting them to legal duplexes. He also discusses his reasons for preferring tenants that stay for a shorter amount of time rather than forever and goes through his tenant screening process. He also goes through some backup strategies and the importance of having extra cash reserves. Finally, Scott shares his story of what it was like leaving a safe corporate job at the beginning of COVID.

His main message is to just go for it. If you have a great corporate job and you don’t have any intention of leaving in the next 5 or 10 years, still start and invest in real estate. Find someone to work with or invest passively.

In this episode, you will learn about:

  • How long did it take to retire from the job world
  • Insights on tenant turnover
  • What a typical deal looks like 
  • Finding tenants and the tenant screening process 
  • What it was like leaving the job world at the beginning of COVID

Scott Zandbergen lives in Georgetown, Ontario, with his wife and two daughters. He has been working in “corporate Canada” for the last 25 years and recently retired thanks to real estate. He’s been actively working on his side hustle since 2014, having acquired multiple cash-flowing properties for his growing real estate investment portfolio.

Frustrated with his poor-performing investment portfolio of mutual funds and ETFs from his employer contribution RRSPs Scott started his side hustle in real estate. He realized that the only growth was the money being put in every month and nothing was happening from a market perspective. The light bulb went off and Scott decided to educate himself by attending courses and networking groups to diversify into self-managed real estate investing. 

Originally interested in Rent-to-Owns but after a few interesting experiences, Scott decided to shift his focus to buying single-family homes and converting them to legal duplexes by adding a secondary suite in the basement. This strategy is a proven method of raising property value in a short period of time while maximizing monthly cash flow. 


Get in touch with Scott:
Website: 
https://scottzandbergen.com/
Instagram:https://www.instagram.com/scott_zandbergen/

LinkedIn:https://www.linkedin.com/in/szandbergen/

Facebook: https://www.facebook.com/scott.zandbergen


This episode has been brought to you in part by;

Dalia Barsoum at Streetwise Mortgages https://streetwisemortgages.com/

Joel Wilson & Rob Lee of White Elm Design-Build https://www.whiteelmdesignbuild.com/

Guest: Koukun Unosawa, Real Estate Investor & Realtor

This week’s podcast guest Koukun Unosawa, Real Estate Investor & Realtor got started in real estate investing by Googling ways to make money after his family immigrated to Canada in 2008. His parents were older and working entry-level jobs and that was not going to cut it. It started out as a family affair with the kids taking the active lead on deals and the parents being the passive investors. Koukun took action and has become a successful investor and realtor.

Koukun provides insights and advice on secondary suite conversions and why he has decided to focus on this strategy. He also shares insights on investing in the Niagara region and the lessons he has learned along the way that has helped him to become a successful real estate investor.

In this episode, you will learn about:

  • Pros and cons of joint venture agreements 
  • Top mistakes learned along the way
  • Pros on hiring a coach
  • Insights on duplex conversions
  • Reasons to invest in Welland 

As an Investment Focused Real Estate Agent, Koukun Unosawa has been involved in creating legal basement apartments since the Province of Ontario started to allow them with more ease. 

He has built up a team of professionals including Architects, Contractors, Property Managers, Home Inspectors, Lawyers and Insurance Agents to allow his clients to have a smooth transition from the purchase of an investment property to receiving the cashflow and building equity. 

Koukun started investing in Real Estate in 2013 and has since owned multiple rental properties employing different strategies until finally coming across the concept of adding a Legal Basement Apartment and the BRRRR strategy (Buy, Renovate, Rent, Refinance Repeat) which fits perfectly together. 


Get in touch with Koukun:
YouTube: youtube.com/c/KoukunREI
Website: legalbasementapartment.ca – get the beginners guide to creating a legal basement apartment

Website: niagarainvestor.ca – get the beginners guide to investing in the Niagara region

This episode has been brought to you in part by;
Dalia Barsoum at Streetwise Mortgages https://streetwisemortgages.com/

Jon Tenbrinke of Blackjack Contracting Inc http://blackjackcontractinginc.ca/

Recently I was a guest on the Burn Your Mortgage podcast talking about my quitting the 9-5 and the importance of your power team.

You can listen to the full episode here
https://burnyourmortgage.ca/the-burn-your-mortgage-podcast-how-to-retire-in-your-mid-30s-through-real-estate-investing-with-sarah-larbi/