You’ve spent years, maybe decades, building something: rental properties, a company, an investment portfolio. But when it comes to what happens to it next, most people get advice in pieces. A lawyer drafts the Will, an accountant files the return, an insurance advisor sells a policy. Rarely do all three sit at the same table.

That’s where the gaps hide. A holding company that simplifies the transfer but leaves the tax bill unfunded. A trust that looks tidy until the 21-year rule arrives. A business with no clear successor. A Will that treats your children “equally” in a way that forces a fire sale.

On November 25th, we’re putting the legal, tax and insurance experts on one stage. You’ll see how the pieces fit together and leave with a plan for the year ahead.

Three perspectives. One plan.

Over 70 years of combined advisory experience, working together on the questions investors, business owners and families actually ask.

THE LEGAL LENS
Ryan J. Carson, Carson Law
Legal and estate planning expert. Ryan covers Wills, holding companies, trusts and ownership structures, and the legal mechanics of passing property and business interests to the next generation.

THE TAX LENS
George Dube, BDO Canada LLP
A leading Canadian tax expert who advises doctors, real estate investors and business owners on complex tax, trust and estate planning. George covers what the CRA will see, and when.

THE LIQUIDITY LENS
Brian Laundry, Brian Laundry Insurance Solutions
An industry leader who regularly speaks to and advises Manulife and other insurance companies. Brian covers where the cash comes from when the tax bill arrives, and he’ll bring live calculations so you can see the numbers on a real situation.

Hosted and moderated by Sarah Larbi.

The four questions every owner has to answer

Each panelist weighs in from their side of the table, so you see the whole picture rather than one piece of it.

01: What tax is likely triggered?
Deemed disposition, terminal returns and the capital gains your properties, shares and investments are quietly building.

02: Where will the cash come from?
How insurance and planned liquidity keep your family from selling assets, or the business, at the worst possible time.

03: Who takes control?
Personal ownership vs. corporations vs. family trusts, and what each means for control of your properties or company after you’re gone.

04: Keep, sell, or equalize?
Treating your children fairly when not every heir wants to be a landlord or run the business.

Plus, the two questions our panel hears most right now: how to pay less tax on the income you actually spend, and how financing can be used to carry the life insurance that covers your eventual tax bill.

Leave with a plan, not just notes.

The holidays are when families gather and the big conversations finally happen. Come into them informed, and start January with clear next steps.

✓ Your 2027 action list: Know which questions to bring to your lawyer, accountant and insurance advisor, and in what order.

✓ Live expert Q&A: Put your own questions to a lawyer, a tax specialist and an insurance expert in the same room.

✓ Real numbers, calculated live: See how the planning plays out on a real, anonymized situation.

✓ Tax & Liquidity Self-Assessment Worksheets: Free for every attendee, so you can apply what you learn to your own situation.

✓ A team that works together: You’ll have the option to follow up with the panel for a coordinated plan built around your situation.

This session is for you if…

• You own investment properties in Ontario, personally or through a corporation.
• You own a small business and haven’t decided what happens to it when you step away.
• You have a Will or a holding company and assume that means you’re covered.
• You have a family trust and aren’t sure when its 21-year deadline lands.
• You want to treat your children fairly but don’t know what that looks like with property or a business.
• You’re simply curious about protecting what you’ve built. You don’t need a complex situation to benefit.

Whether you attended our earlier sessions or this is your first, you’re welcome.

WEDNESDAY, NOVEMBER 25 · 7:00 – 8:30 PM EST · ONLINE

Protect What You’ve Built

Tax is predictable. Liquidity is planned.

The goal isn’t to make tax disappear. It’s to make sure your family is never forced into a fire sale. Start the new year with the right team behind you.