Free Tenant Questionnaire

Blog

Cash Flow and Scalability with US Property Investments

by | Jun 1, 2025 | , ,

Podcast: Play in new window | Download

Subscribe: Spotify | RSS

What if your next investment wasn’t in your backyard but across the border?
In this episode of Where Should I Invest, I sit down with James Lloyd and Voytek Mardula from USProperties.ca to talk about why Detroit is becoming one of the most attractive markets for Canadian investors.

I recently bought a property through them, and share my own experience from why I chose Detroit to how the numbers made sense.

We dig into Section 8 rentals, Airbnb strategy, cross-border financing, and how Canadians can start building wealth in the U.S. without the overwhelm.

Whether you’re just starting to explore U.S. investing or you’ve been sitting on the fence, this episode breaks it all down clearly and honestly.
What You’ll Learn:
  • Why Detroit is still undervalued and packed with investor opportunity
  • What’s really going on with Section 8 housing, and what to watch for
  • The full turnkey process with USProperties.ca: from acquisition to management
  • Why short-term rentals in Detroit are outperforming expectations
  • How James and Voytek manage over 600 doors (including 20+ Airbnbs)
  • What Canadians need to know about financing, structure, and legal setup
  • The step-by-step process I went through and how to start your own
James Lloyd is the Canadian Sales Manager at USProperties.ca. With 18+ years in hospitality and sales, he guides Canadian investors through every step of buying in the U.S., from financing and legal setup to long-term portfolio growth. Known for his hands-on support and no-fluff approach, James helps remove the overwhelm and make cross-border investing approachable.
Voytek Mardula is a lifelong entrepreneur and real estate investor with over 13 years of experience managing and renovating rental properties in both the U.S. and Canada. As the operations lead at USProperties.ca, he oversees the renovation, management, and scaling of over 300 doors in the Detroit area and has built a strong reputation for delivering reliable turnkey results.
Together, they’ve helped hundreds of Canadians invest in Detroit and scale profitable U.S. portfolios with ease.

Listen now at https://www.sarahlarbi.com/podcast-homeAnd don’t miss our FREE live webinar on June 10 at 7 PM EST, where we’ll walk through Detroit deals, numbers, and strategies. Sign up at https://sarahlarbi.com/latest-events/
Contact James Lloyd here:
LinkedIn: https://www.linkedin.com/in/james-lloyd-37898b44
This episode has been brought to you in part by:
Dalia Barsoum, Streetwise Mortgages – https://streetwisemortgages.com
US Properties – https://www.usproperties.ca
Mid Term Rentals – https://midtermrentalproperties.com
Inspire Beach Resort – https://inspirebeachresort.com
Jamil Rahemtula – https://jamilrahemtula.com
Do you need help or ideas for your own real estate investing business? Reach out and let us support your journey www.sarahlarbi.com or email sarah@sarahlarbi.com

Freedom and Lifestyle by Design: Investing & Living in Portugal and Beyond

by | May 23, 2025 | , ,

Podcast: Play in new window | Download

Subscribe: Spotify | RSS

Are you building a real estate portfolio that supports your lifestyle or one that traps you in hustle mode?

In this episode of Where Should I Invest, Kelly and Sarah chat with Fernando Nunes, a business development coach, investor, and speaker who’s rethinking what financial freedom really means.

Fernando shares how his investing journey led him to self-storage, boutique hotels in Portugal, and a lifestyle-first approach that focuses less on “owning more” and more on living better.

We talk about why simplifying your financial goals might get you to freedom faster, what international investing in places like Portugal actually looks like, and how to stop letting traditional thinking box you in.
If you’ve ever thought about living abroad, building passive income, or finding more peace in your business, this episode is packed with fresh insight.

What You’ll Learn:
  • How Fernando moved from Ontario rentals to U.S. self-storage and European properties
  • What investing in Portugal actually looks like (yes, it’s more doable than you think)
  • How lowering your cost of living can accelerate your path to freedom
  • What it means to create a “lifestyle by design” and how real estate supports it
  • How to shift from working in your business to building a life with your business
  • Tips for building trusted teams in foreign markets
  • The mindset needed to pivot when the market (or your life) changes
  • Why coaching, simplicity, and values matter more than ever in entrepreneurship
Fernando Nunes is a real estate investor, business development coach, and speaker with a passion for helping entrepreneurs create lives they don’t need to escape from.

After investing in Ontario multifamily properties, Fernando pivoted into U.S. self-storage and international investments, specifically in Portugal, where he’s building out boutique hotel assets.

With a background in corporate leadership and over 25 years in business, Fernando brings a grounded, thoughtful, and systems-driven approach to both investing and coaching.

His current mission? To help other entrepreneurs simplify their lives, focus on what matters most, and use real estate as a tool, not a trap.

This episode is a reminder that freedom doesn’t have to be far away; it just takes clarity, strategy, and a willingness to think differently.

Contact Fernando Nunes here:
Facebook: https://www.facebook.com/fngoodlife/
Website:  https://www.fngoodlife.com/ and https://www.madesimpleinvestments.com/
Instagram: https://www.facebook.com/fngoodlife/
LinkedIn: https://www.linkedin.com/in/nunes-fernando/
TikTok: https://www.tiktok.com/@fngood

This episode has been brought to you in part by:

Dalia Barsoum, Streetwise Mortgages – https://streetwisemortgages.com
US Properties – https://www.usproperties.ca
Mid Term Rentals – https://midtermrentalproperties.com
Inspire Beach Resort – https://inspirebeachresort.com
Jamil Rahemtula – https://jamilrahemtula.com
Do you need help or ideas for your own real estate investing business? Reach out and let us support your journey www.sarahlarbi.com or email sarah@sarahlarbi.com

The Strategic Shift: Why Choose Hotel Investing Over Multifamily

by | May 16, 2025 | , ,

Podcast: Play in new window | Download

Subscribe: Spotify | RSS

Curious about hotel investing but not sure where to start?

In this episode of Where Should I Invest, Kelly and I are joined by hotel investor and entrepreneur Sujay Mehta, founder of Bloom Ventures. Sujay shares how he went from exploring a development opportunity in his community to building a growing portfolio of branded hotel properties across the U.S., including partnerships with industry leaders like Hilton, Marriott, and Hyatt.

We get real about what makes hotels different from other real estate strategies, how to spot a great deal, and why even small changes in hotel operations can add up to massive cash flow improvements.
If you’ve ever looked at hotels and thought “too big,” “too complicated,” or “too far off,” Sujay breaks down exactly how it’s possible to get started even with limited capital or no prior experience. This one’s packed with practical insights, mindset shifts, and clear advice you can take action on today.
Whether you’re looking to pivot from residential investing or explore new verticals, this is a must-listen masterclass.

What You’ll Learn:
  • How hotel investing compares to multifamily and where the cash flow differences really are
  • How Sujay bought his first 75-room hotel using an SBA loan and a friends-and-family raise
  • Tips for finding hotel deals (including off-market strategies)
  • The biggest profit opportunities in hotel operations, down to the bagels
  • What it means to truly “own a business within a building”
  • The mindset and work ethic required to build a hotel portfolio from the ground up
  • How beginners can start small with Airbnbs, capital partners, or boutique properties
Sujay Mehta is a hotel investor, entrepreneur, and founder of Bloom Ventures. Based in Columbus, Ohio, Sujay has acquired and developed over a dozen hotels, working with global brands like Hilton, Hyatt, and Marriott.

Known for his hands-on approach and ability to create cash flow through operational excellence, Sujay also supports other investors through coaching, angel investing, with the Hotel Investor Academy. His deep focus on long-term value, transparency with partners, and no-nonsense work ethic has made him a respected voice in both real estate and entrepreneurship.

This episode is your roadmap to entering one of real estate’s most misunderstood but most profitable asset classes.

Listen now and share this episode with anyone who’s ready to think bigger in their investing journey.

Contact Sujay Mehta here:
Website:  https://bloom.ventures
Instagram: https://www.instagram.com/sujmehta/
Hotel Investor Academy: https://community.boutiquehotelacademy.com/

This episode has been brought to you in part by:

Dalia Barsoum, Streetwise Mortgages – https://streetwisemortgages.com
US Properties – https://www.usproperties.ca
Mid Term Rentals – https://midtermrentalproperties.com
Inspire Beach Resort – https://inspirebeachresort.com
Jamil Rahemtula – https://jamilrahemtula.com
Do you need help or ideas for your own real estate investing business? Reach out and let us support your journey www.sarahlarbi.com or email sarah@sarahlarbi.com

Attention Getting Social Media Strategies for Real Estate Entrepreneurs

by | May 9, 2025 | , ,

Podcast: Play in new window | Download

Subscribe: Spotify | RSS

Looking to sharpen your marketing skills as a real estate investor?

In this episode of Where Should I Invest, we sit down with marketing coach and entrepreneur Jean-Claude “JC” Nasr, who shares powerful insights that can help you stand out and attract the right clients even if you’re juggling a full-time job.

JC keep things practical and down-to-earth in a conversation about building a smart and effective marketing strategy in today’s digital world.

He breaks down how to truly understand your audience, create content that connects, and make social media work for you without burning out. If you’ve ever struggled with how to get noticed or wondered where to start with marketing, this episode has what you need.

Whether you’re just starting out or scaling your business, tune in for advice you can actually apply right now.

Hit play, and let’s take your real estate investing journey to the next level with a marketing plan that finally makes sense.

What You’ll Learn:

  • Understanding Marketing Basics: JC emphasizes that most small business owners lack a fundamental understanding of marketing, which can lead to costly mistakes. He advocates for business owners to learn marketing principles themselves before hiring professionals.
  • Solve a Problem: The key to effective marketing is to focus on solving a problem for your audience. JC shares that content should be centered around providing value and addressing the needs of potential clients.
  • Two Essential Formulas: JC introduces two formulas for success: “Money follows attention” and “Attention is created by value.” He explains how these concepts can guide content creation and marketing strategies.
  • Utilizing VAs Effectively: JC discusses the importance of hiring virtual assistants (VAs) to handle marketing tasks, allowing business owners to focus on high-value activities. He provides insights on how to delegate effectively.
  • Free Marketing Tools: The episode highlights the power of free platforms like social media for marketing. JC encourages listeners to leverage these tools to build their brand and connect with their audience without incurring high costs.

Jean Claude Nasr, known as JC on social media, is a dynamic marketing coach and entrepreneur based in Ottawa, Canada. With over five years of experience in the marketing industry, JC has dedicated his career to helping small and medium business owners understand and master the art of marketing. He is the founder of Revelation Marketing and Revelation Marcademy, where he empowers clients to enhance their social media presence and develop effective marketing strategies.

JC’s journey began with a formal education in marketing, leading him to work in a marketing agency where he honed his skills in sales and post-production. His passion for helping others succeed is evident in his hands-on approach, guiding clients through the complexities of marketing while emphasizing the importance of problem-solving and value creation.

As a sought-after speaker and trainer, JC shares his expertise through engaging workshops and online courses, focusing on practical strategies that yield results. He believes that every business owner can become their own marketer, and he equips them with the tools and knowledge to do so effectively.

In addition to his coaching, JC is also launching an innovative app and has authored a book aimed at further supporting entrepreneurs in their marketing endeavours. His charismatic personality and no-nonsense approach make him a relatable and inspiring figure in the world of marketing.

Connect with JC to learn how to elevate your marketing game and drive your business forward!

Contact JC Nasr here:
Website https://revelationmarketing.ca/
https://www.instagram.com/jeanclaudenasr_marketingcoach/
https://www.linkedin.com/in/jean-claude-nasr/
https://www.facebook.com/jeanclaude.nasr.31/

This episode has been brought to you in part by:

Dalia Barsoum, Streetwise Mortgages – https://streetwisemortgages.com
US Properties – https://www.usproperties.ca
Mid Term Rentals – https://midtermrentalproperties.com
Inspire Beach Resort – https://inspirebeachresort.com
Jamil Rahemtula – https://jamilrahemtula.com
Do you need help or ideas for your own real estate investing business? Reach out and let us support your journey www.sarahlarbi.com or email sarah@sarahlarbi.com
Check out Sarah’s online coaching programs https://sarahlarbi.com/online-programs/

Breaking Down Infinite Banking: How Real Estate Investors Can Benefit

by | May 2, 2025 | , ,

Podcast: Play in new window | Download

Subscribe: Spotify | RSS

From creating a financial safety net to fueling your real estate investments, our guest today, Liz Lamond, breaks down how to make your money work harder!

We’re also diving into wealth-building strategies! This episode is a must-listen if you want to secure your future while supercharging your portfolio!

Liz is passionate about transforming financial potential into a lasting legacy, and she’s here to share how whole life insurance can be a game-changer for investors.

Tune in now and get ready to rethink your approach to wealth!

In this episode, you will be able to understand:

  • Unlock Infinite Banking: Discover how properly structured whole life insurance policies can unlock financial strategies, compounding growth for both personal and real estate investments.
  • Dual Benefit of Insurance: Learn how these policies offer protection and peace of mind, but also allow you to leverage the cash value for further investments.
  • Generational Wealth for Kids: Get inspired by Liz Lamond’s insights on creating generational wealth with her book Child Millionaire.
  • Real Estate Synergy: Hear about the synergy between real estate investments and infinite banking, ideal for investors seeking growth and freedom.
  • Corporate Strategies for Business Owners: Explore how corporately owned life insurance policies provide significant tax advantages and liquidity.
Liz Lamond is a visionary real estate developer and entrepreneur known for her dynamic approach to diverse rental markets, from short-term to mid-term stays.

Contact Liz Lamond here:
https://www.linkedin.com/in/liz-lamond-85a8a1195/

This episode has been brought to you in part by:

Dalia Barsoum, Streetwise Mortgages – https://streetwisemortgages.com
US Properties – https://www.usproperties.ca
Mid Term Rentals – https://midtermrentalproperties.com
Inspire Beach Resort – https://inspirebeachresort.com
Jamil Rahemtula – https://jamilrahemtula.com
Do you need help or ideas for your own real estate investing business? Reach out and let us support your journey www.sarahlarbi.com or email sarah@sarahlarbi.com

Finding Real Estate Investing Success As a Full-Time Working Mom

by | Apr 25, 2025 | , ,

Podcast: Play in new window | Download

Subscribe: Spotify | RSS

In this episode of Where Should I Invest, I’m thrilled to introduce my new co-host, Kelly Casimiro!
Kelly’s journey is incredible. She went from having zero real estate experience to building a thriving midterm rental business, all while managing a full-time job and family life. And now? She’s thinking even bigger with her eyes set on hotel ownership in 2025.

From mindset to tough tenant lessons to bold hospitality goals, Kelly shares how she’s turning vision into freedom and why I’m so excited to have her join me on the show.
Let’s dive in!

In this episode, you will be able to learn about:

  • How Kelly went from zero real estate experience to building a midterm rental business while working full-time and raising a family
  • The mindset, routines, and time management strategies that help her juggle it all, including time-blocking and using a virtual assistant
  • A behind-the-scenes look at a tough tenant situation that shifted her entire investment strategy
  • Why she’s pivoting from managing multiple rentals to pursuing hotel ownership in 2025 and how she plans to make it happen
  • The role of mentorship, continuous learning, and infinite banking in building long-term financial freedom
Kelly Casimiro is a real estate investor, midterm rental host, and full-time working mom who’s on a mission to design a life of freedom and purpose. With no prior background in real estate, Kelly entered the investing world through sheer grit, mindset work, and strategic action, quickly building a successful midterm rental portfolio while balancing a demanding job and family life.

Her journey is proof that you don’t need to “have it all figured out” to start. Through time-blocking, systems, and smart delegation, Kelly has mastered the art of doing more with less and she’s not stopping anytime soon. Her latest goal? Acquire and revitalize a hotel in 2025.

Kelly is passionate about hospitality, financial literacy, and creating experiences that go beyond four walls. She’s a powerful example of what’s possible when you combine vision, structure, and the willingness to pivot. As the new co-host of Where Should I Invest, Kelly brings fresh perspective, practical insights, and real talk to every conversation.

Contact Kelly Casimiro here:
Instagram: https://www.instagram.com/kelly_casimiro/
Website: https://cazerhomes.holidayfuture.com/
LinkedIn: https://www.linkedin.com/in/kelly-casimiro/

This episode has been brought to you in part by:
Dalia Barsoum, Streetwise Mortgages – https://streetwisemortgages.com
US Properties – https://www.usproperties.ca
Mid Term Rentals – https://midtermrentalproperties.com
Inspire Beach Resort – https://inspirebeachresort.com
Jamil Rahemtula – https://jamilrahemtula.com

Do you need help or ideas for your own real estate investing business?
Reach out and let us support your journey at www.sarahlarbi.com or email sarah@sarahlarbi.com
Check out my online coaching programs: https://sarahlarbi.com/online-programs/

What Real Estate Investors Need to Know About The Federal Election

by | Apr 18, 2025 | , ,

Podcast: Play in new window | Download

Subscribe: Spotify | RSS

In this special election edition of Where Should I Invest, Sarah Larbi welcomes back Darren Cabral to unpack the key housing, energy, and economic policies from the Liberal and Conservative parties ahead of Canada’s April 28th election.

Known for his no-nonsense, entrepreneurial lens, Darren breaks down what each platform means for real estate investors, entrepreneurs, and the future of Canada’s economy.


Key Talking Points / Episode Highlights:
  • Breakdown of Liberal vs. Conservative housing policies
  • Why red tape is halting housing development in Canada
  • The Liberal plan for a Crown housing corporation vs. Conservative municipal incentives
  • Federal building conversions for housing under Conservative plans
  • Tax reform and the proposed Canadian version of a 1031 exchange
  • Diverging energy policies – pipelines, refining, and Canada’s natural resources
  • World Economic Forum (WEF) influence and its implications on national policy
  • Mainstream media funding and concerns over bias
  • The Trump–Carney connection and U.S.–Canada relations
  • Strategic voting, minority vs. majority governments, and how the seat system impacts outcomes
In this episode, you will learn about:
  • The practical impact of housing proposals from both major parties
  • How investor-friendly the Conservative policies really are
  • What the Liberal Crown housing corporation means for development
  • How Conservative tax deferrals could impact your real estate strategy
  • Why federal building conversions could unlock new affordable housing opportunities
  • The risks of heavy WEF influence on Canadian policy
  • How the media may be skewed due to government funding
  • What a minority government could mean for policy implementation
  • How U.S. elections and endorsements may influence Canada
  • Tips for early voting and why your vote matters more than ever
Darren Cabral is a seasoned entrepreneur and real estate investor with deep expertise in residential and commercial property development across Ontario. From building one of Simcoe County’s most active house flipping businesses to engaging in large-scale entitlement and retail projects, Darren brings firsthand insights into the intersection of business and policy.

A repeat guest on Where Should I Invest, he offers a passionate and unfiltered take on housing, taxation, and the role of government in Canada’s future. Darren is also a vocal advocate for cutting through media noise and encouraging voters to do their own research.

Don’t miss your chance to shape Canada’s future, make a plan to vote before or on April 28th.

Connect with Darren
Website – https://www.cabralrealestate.ca/
E-mail – Darren@CabralRealEstate.ca
Instagram – https://www.instagram.com/darrencabral/
LinkedIn – https://www.linkedin.com/in/darren-cabral/
Facebook – https://www.facebook.com/darrencabralrealestate/

Understanding and Winning With the Rental Arbitrage Model

by | Apr 12, 2025 | , ,

Podcast: Play in new window | Download

Subscribe: Spotify | RSS

If you think you need a ton of cash and perfect credit to get started in real estate, think again!

In this episode of Where Should I Invest, I’m joined by Donny Wong, a powerhouse investor and property manager who transformed his life from having zero money and terrible credit to thriving in the world of short-term and midterm rentals.

Join me and co-host Kelly Casimiro as we dive into Donny’s journey, his unique rental arbitrage strategies, and how he built a profitable business without hefty upfront costs.

Donny’s passion for helping others build wealth through creative real estate strategies is infectious. Whether you’re new to investing or looking to expand your portfolio, this episode is packed with practical advice to help you succeed in any market!

Tune in now and take your investment strategy to the next level!

What You’ll Learn:
  • Rental Arbitrage Mastery: How Donny leases properties and sublets them on Airbnb to generate cash flow, all while offering landlords guaranteed rent and high maintenance standards.
  • Pivoting During Market Shifts: Donny shares how he successfully transitioned from short-term to midterm rentals during the pandemic to keep cash flowing.
  • Income & Wealth Strategies: Discover why balancing cash flow and net worth is essential for long-term success.
  • Networking and Community: Learn how building relationships with landlords and within the real estate community can open doors and new opportunities.

Donny Wong is a dynamic real estate investor and property manager based in Calgary, Alberta. Starting with zero money and terrible credit, he carved a path to success through rental arbitrage and Airbnb management, mastering the art of creating cash flow without significant upfront capital.

Donny’s unique approach focuses on solving landlords’ problems by offering guaranteed rent and high maintenance standards. Known for his “Burger King Strategy”, he strategically positions his properties near successful Airbnb listings, boosting his chances of profitability.

His adaptability during market shifts, like transitioning from short-term to midterm rentals during the pandemic, showcases his resilience and strategic thinking. Donny is passionate about building long-term wealth, leveraging technology for efficient management, and teaching others how to maximize returns through innovative strategies.
When he’s not managing properties or expanding his portfolio, Donny is a dedicated mentor and community builder, sharing his journey to inspire and educate fellow investors.
Contact Donny Wong:
Instagram: https://www.instagram.com/takinlunchmoney
This episode has been brought to you in part by:
Dalia Barsoum, Streetwise Mortgages – https://streetwisemortgages.com
US Properties – https://www.usproperties.ca
Mid Term Rentals – https://midtermrentalproperties.com
Inspire Beach Resort – https://inspirebeachresort.com
Jamil Rahemtula – https://jamilrahemtula.com
Do you need help or ideas for your own real estate investing business?
Reach out and let us support your journey at www.sarahlarbi.com or email sarah@sarahlarbi.com
Check out my online coaching programs: https://sarahlarbi.com/online-programs/

Navigating Life’s Challenges: Lessons in Faith, Service, and Personal Growth

by | Apr 4, 2025 | , ,

Podcast: Play in new window | Download

Subscribe: Spotify | RSS

 

In this episode of the podcast, I had the pleasure of welcoming Eaton Grant, a multifaceted entrepreneur, pastor, and motivational speaker. Eaton’s journey is a remarkable blend of faith, business acumen, and a deep commitment to helping others, making for an inspiring conversation.
We kicked off the episode by discussing Eaton’s diverse background, which includes extensive experience in public speaking and a strong entrepreneurial spirit that dates back to his childhood. He shared how he transitioned from a career in sales to planting a church 12 years ago, all while maintaining a bi-vocational lifestyle to support his family.
Eaton recently authored a book titled “Create a Better You: How to Take Control of Your Life Now,” which emerged from a seminar he organized years ago. He explained the process of writing the book, including a month-long fast from television that allowed him to focus and complete it. The book aims to empower readers to take control of their lives, especially during challenging times.
As we delved deeper, Eaton opened up about his personal experiences with adversity, including the unexpected loss of his father just days before his wedding, the challenges of raising children with special needs, and his wife’s diagnosis with multiple sclerosis. His vulnerability in sharing these experiences highlighted the importance of resilience and perspective in overcoming life’s obstacles.
Eaton emphasized the significance of serving others as a way to maintain positivity, stating that focusing on helping people can provide strength during difficult times. He also shared valuable insights on how to get “unstuck” in life, outlining four key steps: awareness, belief, decision-making, and taking action. These principles are particularly relevant in today’s uncertain economic climate, where many feel paralyzed by indecision.
Throughout the episode, Eaton’s infectious energy and optimism shone through, reminding listeners that they are enough and encouraging them to embrace their authentic selves. He also discussed his upcoming projects, including two new books focused on overcoming adversity and achieving results.

As we wrapped up our conversation, Eaton shared his contact information and encouraged listeners to connect with him through his website and social media platforms. His final message resonated deeply: “Who you are and what you are is enough.” This episode is a testament to the power of resilience, service, and the belief that we can all create a better version of ourselves.

This episode has been brought to you in part by:

Dalia Barsoum, Streetwise Mortgages – https://streetwisemortgages.com
US Properties – https://www.usproperties.ca
Mid Term Rentals – https://midtermrentalproperties.com
Inspire Beach Resort – https://inspirebeachresort.com
Jamil Rahemtula – https://jamilrahemtula.com
Do you need help or ideas for your own real estate investing business? Reach out and let us support your journey www.sarahlarbi.com or email sarah@sarahlarbi.com
Check out Sarah’s online coaching programs https://sarahlarbi.com/online-programs/

Exploring Investment Strategies: From Real Estate to Stock Options and Bitcoin

by | Mar 3, 2025 | , ,

Podcast: Play in new window | Download

Subscribe: Spotify | RSS

 

 

In this episode of our podcast, I had the pleasure of welcoming back Cam McCarroll, a seasoned real estate investor and entrepreneur, to discuss his journey through various investment strategies, including real estate, stock options, and Bitcoin.

 

We kicked off the conversation with a light-hearted exchange about my recent trip to Costa Rica, a place Cam has been visiting since 1999. He shared his insights on how the country has evolved over the years, touching on both the positive changes and some concerning security issues that have emerged. While we initially veered into the beauty of Costa Rica, we quickly pivoted to the main topic of the episode: diversifying investment strategies in light of the current economic climate.

 

Cam shared his extensive background in real estate, which he has been involved in since 2009. He discussed the challenges investors face today, particularly with rising interest rates affecting cash flow from rental properties. This led us to explore alternative investment avenues, particularly stock options, which Cam was introduced to in 2018. He explained how this strategy has transformed his approach to investing, allowing him to generate significant cash flow with minimal time commitment.

 

Throughout our discussion, Cam emphasized the importance of having a diversified portfolio. He described his three pillars of investing: real estate for long-term equity appreciation, stock options for cash flow, and Bitcoin for long-term growth and security. We delved into the mechanics of stock options trading, where Cam explained how he uses this strategy to create a protective layer of income while investing in top companies like Amazon and Nvidia. He also highlighted the potential returns, which can range from 1% to 3% per month, translating to an annual return of 12% to 42%.

 

As we explored the world of Bitcoin, Cam provided compelling insights into its historical performance and future potential. He stressed the importance of a long-term perspective when investing in Bitcoin, citing its impressive compound annual growth rate over various four-year periods.

 

We wrapped up the episode by discussing practical steps for those interested in getting started with options trading and Bitcoin. Cam shared resources for learning more about these strategies, including his website, 30minutestockstrategy.com, where listeners can find a masterclass on options trading.

 

This episode is packed with valuable information for anyone looking to diversify their investment portfolio and navigate the complexities of today’s financial landscape. Whether you’re a seasoned investor or just starting out, Cam’s insights and strategies offer a fresh perspective on building wealth and achieving financial freedom.

 

I hope you find these takeaways as inspiring as I did! 🎧✨ Tune in to the full episode here: https://sarahlarbi.com/podcast-home/

 

Contact Cam McCarroll here:

https://www.instagram.com/cam.mccarroll/

 

This episode has been brought to you in part by:

Dalia Barsoum, Streetwise Mortgages – https://streetwisemortgages.com
US Properties – https://www.usproperties.ca
Mid Term Rentals – https://midtermrentalproperties.com
Inspire Beach Resort – https://inspirebeachresort.com
Jamil Rahemtula – https://jamilrahemtula.com
Do you need help or ideas for your own real estate investing business? Reach out and let us support your journey www.sarahlarbi.com or email sarah@sarahlarbi.com
Check out Sarah’s online coaching programs https://sarahlarbi.com/online-programs/

Navigating the New Financing Landscape: Key Changes for 2024 and Beyond

by | Jan 31, 2025 | , ,

Podcast: Play in new window | Download

Subscribe: Spotify | RSS

Unlocking Financing Opportunities: Insights from Matt Pickering at National Bank

In this episode of our podcast, I had the pleasure of welcoming back Matt Pickering, a seasoned expert in financing from National Bank. Joined by my co-host Aisha, we dove deep into the latest developments in the financing world, particularly focusing on the changes that have emerged in 2024 and what they mean for both first-time homebuyers and seasoned investors.

Matt kicked off the conversation by sharing his journey with National Bank, highlighting his extensive experience in handling diverse financing needs. He emphasized the importance of building relationships with clients and crafting tailored solutions that meet their unique financial goals. With a remarkable track record of processing around 180 files in the past year alone, Matt illustrated how he navigates the complexities of financing, especially in a fluctuating market.

We explored the various programs offered by National Bank, which set it apart from other lenders. Matt detailed their approach to financing, including their net worth program, which considers not just income but also investments and equity in properties. He also discussed specialized programs for newcomers to Canada and self-employed individuals, showcasing the bank’s flexibility and commitment to helping clients succeed.

One of the standout features of National Bank is its renovation program, which allows clients to tap into future equity for property improvements. Matt explained how this program works, including the process of funding renovations in stages based on progress, making it an attractive option for investors looking to enhance property value.

As we delved into the evolving landscape of real estate investing, Matt shared insights on the challenges posed by appraisal processes and how investors are adapting to the changing market dynamics. He noted a significant shift towards properties in Alberta and Quebec, as Ontario’s market becomes increasingly competitive and expensive.

The conversation then shifted to recent changes in mortgage regulations, particularly those rolled out on December 15. Matt highlighted three key changes: the introduction of 30-year amortizations for insured mortgages, an increase in the insured mortgage ceiling from $1 million to $1.5 million, and the removal of the stress test for conventional mortgage switches. These changes aim to improve affordability and provide more options for borrowers, especially in high-demand markets.

Looking ahead, we discussed an upcoming change set for January 15, which will allow insured financing for additional secondary units. This initiative is designed to encourage the creation of more housing units and support first-time homebuyers looking to house hack.

Throughout the episode, Matt’s expertise and passion for helping clients navigate the financing landscape shone through. We wrapped up by encouraging listeners to reach out to Matt for personalized advice and to explore the various financing options available to them.

This episode is packed with valuable insights for anyone interested in real estate financing, whether you’re a first-time buyer, an experienced investor, or simply curious about the current market trends. Tune in to gain a deeper understanding of how to leverage financing opportunities in today’s dynamic environment!

Contact Matt Pickering here:

This episode has been brought to you in part by:
Dalia Barsoum, Streetwise Mortgages – https://streetwisemortgages.com
US Properties – https://www.usproperties.ca
Mid Term Rentals – https://midtermrentalproperties.com
Inspire Beach Resort – https://inspirebeachresort.com
Jamil Rahemtula – https://jamilrahemtula.com
Do you need help or ideas for your own real estate investing business? Reach out and let us support your journey www.sarahlarbi.com or email sarah@sarahlarbi.com
Check out Sarah’s online coaching programs https://sarahlarbi.com/online-programs/

Navigating Challenges: Insights on Resilience and Mindset in Business

by | Jan 15, 2025 | , ,

Podcast: Play in new window | Download

Subscribe: Spotify | RSS

In this episode of our podcast, I had the pleasure of welcoming back Harry, a seasoned real estate investor and developer with over 40 years of experience. Harry, who humorously mentioned he was in prison (figuratively, of course), shared valuable insights into the challenges and triumphs he has faced in his various projects, particularly in the wake of the COVID-19 pandemic and rising interest rates.

 

We kicked off the conversation by discussing Harry’s current projects, including the long-delayed Beachwalk Flats in Cobourg, which he hopes to deliver by March-April 2025. He emphasized the importance of perseverance during tough times, encouraging listeners to keep moving forward and not to give up just before reaching their goals. Harry shared his philosophy of maintaining a “deathbed mentality,” which helps him prioritize what truly matters in life—relationships, health, and experiences—over financial losses.

 

As we delved deeper, Harry offered practical advice for investors who may be feeling overwhelmed by the current market conditions. He highlighted the significance of focusing on opportunities rather than problems and maintaining a positive mindset. Drawing from his own experiences, he discussed the importance of nurturing inner circle relationships, staying physically active, and finding meaning in life beyond financial success.

 

Harry also shared his daily routines, which include working out seven days a week and engaging with motivational materials from influential figures like Wayne Dyer and Tony Robbins. He believes that cultivating a positive mindset is crucial for overcoming challenges and achieving personal and professional growth.

 

Throughout the episode, Harry recounted stories of individuals he has mentored, illustrating how they transformed their lives by addressing key areas such as relationships, spirituality, finances, and physical health. He emphasized that anyone can overcome their struggles by taking small, consistent steps toward improvement.

 

We also touched on Harry’s past experiences with failed ventures, including a challenging restaurant business that ultimately cost him $1.6 million. He candidly discussed the lessons learned from these failures and the importance of knowing when to pivot or let go of a project that isn’t working.

 

As we wrapped up the episode, Harry shared his vision for future projects, including a new development aimed at creating luxury townhomes for those looking to downsize. He stressed the importance of contributing positively to the community and building something meaningful that will outlast him.

 

This episode is packed with wisdom, motivation, and practical advice for anyone navigating the complexities of entrepreneurship and real estate investment. Harry’s authentic approach and unwavering enthusiasm for life serve as a reminder that while challenges are inevitable, maintaining a positive outlook and focusing on what truly matters can lead to success and fulfillment.

 

Get in Touch with Harry James

Instagram: https://www.instagram.com/harryjameslivereal
Email: info@harryjamesenterprises.com
Website: https://www.liverealbereal.com
Youtube: https://www.youtube.com/channel/UC-Vb_7i3R_Gzp0dNtpoKJnQ

 

This episode has been brought to you in part by:

Dalia Barsoum, Streetwise Mortgages – https://streetwisemortgages.com
US Properties – https://www.usproperties.ca
Mid Term Rentals – https://midtermrentalproperties.com
Inspire Beach Resort – https://inspirebeachresort.com
Jamil Rahemtula – https://jamilrahemtula.com

Do you need help or ideas for your own real estate investing business? Reach out and let us support your journey www.sarahlarbi.com or email sarah@sarahlarbi.com
Check out Sarah’s online coaching programs https://sarahlarbi.com/online-programs/