10 Things You Must Know About Money by 35


Here are 10 of the top things I think everyone should know about money by 35.

  1. Money and finances aren’t something you are taught in school and most parents won’t know enough to help you, so you need to take matters into your own hands and get self-educated (Books, podcasts, blogs)
  2. The difference between good and bad debt, as not all debt is bad.
  3. The rule of 72 (How long it takes your money to double based on the interest rate, PS this also works against you such as with credit cards)
  4. Compounding interest and the benefits of knowing that young so you can start using it to your advantage before time runs out.
  5. The old saying of “It’s not how much you make but rather how much you keep” should go a step farther and say its “how much money you keep that actually creates more income for yourself”
  6. You should pay yourself first at least 10-15% before any other expenses or you will look back 5 years from now after working 40-50 hours a week and not have anything to show for it.
  7. Money needs to be invested, leaving all of it in your savings account will actually be eroded over time, you will have less buying power and inflation will make it less valuable.
  8. Understanding the power of leverage, through real estate and real estate investing.
  9. You will most likely not get rich overnight and you have a higher chance to get hit by lightning twice than win the lottery so save your money and don’t waste it there.
  10. Things will cost more and more each year due to inflation, your salary probably won’t keep up so you will need to get some side hustles to live the lifestyle you may want.
And 11 as a bonus :). : Stop comparing your money and wealth to others, you are on your own path and taking small steps at a time will get you there.

Where Should I Invest – Episode 24


In this episode of Where Should I Invest the Podcast, We interview Lee Strauss and talk about Real Estate Investing.  Lee is an Investor, Speaker, Coach and at the same time works as a firefighter.  He started with Real Estate at the age of 21, a straight rental property.  Lee has an innate desire to drive forward and keep developing his knowledge, skills and success.

He’s currently continuing to build his real-estate portfolio through utilizing new strategies and looking for more opportunities.

“Where Should I Invest” is brought to you in part through the sponsorship and support of Dalia Barsoum of Streetwise Mortgages. contact her to book a FREE Goals Analysis. Check out more about Dalia by clicking here.

In this Episode, Lee and Sarah will talk about. . .

– Buy, Fix and Hold

– Flipping Properties

– Negotiating Tips and Strategies

– Tips on analyzing properties

– Identifying your Real Estate goals

And more about Lee’s portfolio.

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On Facebook at https://www.facebook.com/SarahLarbi84/

Get more about Lee Strauss at:


Email him at:




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Please Rate and Subscribe to this podcast 
For more content, or visit my website: http://www.sarahlarbi.com

“Where Should I Invest” is brought to you in part through the sponsorship and support of Dalia Barsoum of Streetwise Mortgages. contact her to book a FREE Goals Analysis.

President and Principal Broker , Streetwise Mortgages
Best selling Author : Canadian Real Estate Investor Financing: 7 Secrets to Getting All The Money You Want 
Winner of the Outstanding Customer Service Award : CMP
Top 75 Brokers in Canada ( 2017 and 2018)  :  Canadian Mortgage Professionals Magazine ( CMP)
Mortgage Broker of the year ( 2017 , 2015 ) : Canadian Real Estate Wealth Magazine
[Direct: 416-985-4698 | www.streetwisemortgages.com | Toll Free & Fax: 1-800-208-6255 ]
Mail:  53 Berry Trail , Woodbridge , ON , L4H 2T4 | License # 12900

Thursday Thought Leader – Podcast Interview

Epic Real Estate Investing Show – Thought Leader Thursday

My latest podcast interview went live today! Check it out NOW because you don’t want to miss what I shared with Matt Theriault. Listen and subscribe here: http://EpicRealEstateInvesting.com or watch below


Recently, with a few real estate investing colleagues, I had the ‘pleasure’ of flying up to 10,000+ feet and jumping out of a plane, all in the name if fun!

Here is a link to a full video of my adventure – click here to watch

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Where Should I Invest – Episode 23

In this episode of Where Should I Invest the Podcast, we interview Ken Bekendam from my favourite investment city of Brantford Ontario. Ken Bekendam is a full-time Real Estate Investor and expert in basement conversions.
Listen and learn about. . .
– How to successfully complete a basement conversion
– What to look for and pitfalls to avoid
– What the numbers look like
– How to get permits and approvals
– Hear about how Ken was able to grow his portfolio
And so much more. . .

To get a hold of Ken, reach out to him directly on Facebook by searching Ken Bekendam or meet him in person at the next The REITE Club meeting as he is a regular attendee.

Don’t forget:
Please Rate and Subscribe to this podcast 
I also now have a Social Media!!! Who knew this day would happen 🙂
My Instagram and Facebook is @sarahlarbi84

At Last Millennials = Real Estate Investors

A recent Forbes article highlighted millennials as being the next real estate investors of single homes. You can read the full article by clicking here Why Millennials Are Poised To Be The Next Wave Of Single Family Rental Investors

This is a great article and one that is spinning millennials and real estate investing in a positive light. So happy to read these types of articles.
As it mentioned, we have access to so much more information than any generation has had before. Information that is accessible without needing to step outside our homes. Everything is available at our fingertips: Real estate podcasts, blogs, websites, mentors, courses and so much more. We are living in a lucky time where we can learn anything from anywhere and it is time we start to realize this.
We are slowly modernizing this entire industry and due to our population size, companies and industries are adapting to many of our asks and needs. I do think one day we will no longer be working with realtors as the main method of purchasing homes…. What do you guys think?
On another note, Millennials saw their parents go through the crash of 2008 and 2009 and even though they are cautious when investing in general for the fear of losing it all, I think some are starting to see the opportunity through investing in cash flowing assets that have tenants paying down your mortgage principals with each and every payment.
We can’t control the next downturn but at least we can prepare for it as we know one day it will be back. Let us prepare by getting the education and resources in place so that we are in the power to buy and purchase more of these assets when they go on discount next time around. Let’s use the technology to move us ahead and give us those answers.


How to Find Off-Market Deals with Kory MacKinnon


In this episode of Where Should I Invest, Sarah featured Kory MacKinnon and his journey in Real Estate Investing. Kory MacKinnon is a successful Real Estate Investor with over a decade of experience. He started with a 6-plex property back in
2005 and today managing 20+ properties / 60+ rental units. In this episode, he will share his experience on how he was mentored by his landlord and walk us through how he transitioned himself from having a corporate job to doing Real Estate full time. Also, he bought a house for only $5k, WHAT!? Hear about it here and more….
Listen to learn about. . .
– Finding off-market deals
-Different real estate investing methods
– The BRRR method
– Multifamily properties
– and so much more!
Share and Subscribe for more content, visit our Youtube channel at

Why Millennials Need to Develop Investing Habits

Financially Optimistic Millennials Aspire to be Millionaires, Retire Early

TD Ameritrade survey shows how millennials are redefining life milestones

This recent survey identified millennials as being a very positive and aspirational group, another example of the opposite negative labels we see far too often. Although US focused you can most likely draw similar conclusions for Canada.

“Millennials are graduating at record rates and it’s great to see that like most previous generations of college students, young people are optimistic about the future. On average, survey respondents expect to land a job in their chosen field and be completely financially independent by age 25,” notes JJ Kinahan, chief strategist for TD Ameritrade. “This is a financially optimistic group that’s feeling positive about the economy, the job market and their own plans. However, they will need to develop saving and investing habits that will help them reach some pretty big goals.”

The #1 trigger for gaining financial independence is for a millennial to move out of their parents home, the most logical conclusion to that is for them to be investing in their first home to do that.

You can access the full report by clicking here. 

What You Need to Know About the BRRR Method & Why it Works with Matt McKeever & Kellan Paniccia

Millennial Real Estate Investors

Todays guests;

Matt and Kellan live and invest in London Ontario.

Matt McKeever is a full time Real Estate Entrepreneur who quit the rat race at 31 and Kellan Paniccia is a real estate investor who achieved financial independence through real estate.  Both are successful millennials that are giving back to the community by hosting monthly real estate clubs and sharing their knowledge through many avenues such as on social media and a youtube show.

Episode Highlights:

  • Learn about the BRRR Strategy (Sarah’s Favorite)
  • Hear about the 1% rule for Cashflow in Real Estate Investing
  • Finding Off-Market Houses
  • Tips on where to get leads and deals.
  • Listing Properties; Kijiji Vs Multi Listing Service

Contact Information:

For more information;

Where to Look for Good Flip Properties with Danielle Chiasson

Flip your way to wealth 


Todays Guest:

Danielle started with Real Estate Investing at a young age specializing in flipping houses. She is now a successful real estate investor flipping properties. Hear her story on this podcast!

Danielle will also be speaking at the next SO REIT event on June 19th 2018 at 7pm at the Burlington Holiday Inn. If you are interested in hearing more from her register on Eventbrite here: https://www.eventbrite.com/e/so-reit-club-june-19th-real-estate-investing-event-tickets-42856605260

Episode Highlights:

  • What you want to know about flipping properties
  • Marketing for deals
  • Where to look for good flip opportunities
  • Risks and Downsides to consider

Contact Information:

Website: www.perfectpropertyinc.com

Email: info@propertyinc.com

Facebook:  https://www.facebook.com/PerfectPropertyInc  and https://www.facebook.com/DaniChiasson

Working Smarter & Balancing it All on the Mark Struczewski Productivity Podcast

Sarah was interviewed on the Mark Struczewski Productivity Podcast – here is a link to Mark’s website

Here is the link to the interview – click here

How to Buy Properties Without Using Your Own Money with Dave Dubeau

How to Raise Capital Successfully for Your Real Estate Deals

Today’s Guest:

Dave Dubeau is a professional real estate investor, a best selling author and a highly sought-after trainer. In this episode, Dave shares his tips and tricks on how to raise capital and how to buy real estate without using your own money.

Episode Highlights:

  • Learn about Dave’s humble beginnings.
  • Get great tips on how to raise capital in Real Estate
  • Learn about the steps Dave takes in order to raise capital and learn about the strategies he teaches at his bootcamps.

Contact Information:

For more details on Dave’s bootcamp visit 2018.investorattractionworkshop.com

For more information or to reach Dave, visit http://www.davedubeau.com